My name is Joe Spisak, I am a nationally recognized Mortgage Banker who helps my clients obtain good loans, great pricing, and an overall great borrowing experience.
My complete focus is and always will be on my customers and their best interests. With 17+ years of experience in the mortgage industry, my team and I tirelessly work to ensure my clients fully understand their mortgage options so they get the best loan, at the best price, for their specific financial situation. I also take great pride in simplifying the complicated. To ensure this, I employ a team of experienced professionals that are trained to identify issues before they become roadblocks, making your experience as smooth as possible.
I will also work to educate you on all your loan options. I want to make your borrowing experience educational and enjoyable. By increasing your knowledge, I hope to eliminate any stress and anxiety that is customarily felt during the mortgage process. I understand that choosing a mortgage is more than just picking the lowest rate or lowest costs. To assist you in choosing the right product, I must first understand the goals you hope to accomplish now and in the future as well as how long you plan to live in the home. Then, I can show you how this information comes together to fit in with your complete financial planning strategy.
When looking for a mortgage, I realize you have many good options to choose from. Many times the rates, products and costs may be very similar. I hope to separate myself from others in my field, earning your respect and trust throughout the process. I will take the time to educate you on different options that are available to you through easy-to-understand reports that will increase your knowledge about the home buying process. I will also explain loan products and options in a way that will be easily understandable, regardless of your financial expertise. You will not just get a rate and cost quote from me, but you will obtain clarity and understanding so you can make a rational decision.
As a Sales Manager at Inlanta, my team and I handle all mortgage transactions from taking the loan application, to underwriting the file, to funding the loan and eventually placing it with a national loan servicer, who will accept your monthly loan payments. Even after the loan is placed with a loan servicer, I am still your local contact to answer all of your questions and issues you may have with your mortgage in the future.