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Team Spisak rocks! Joe and Kayla are the real deal and their word is bond! Owning a home is the biggest transactions a person may ever make, and personally I thought it was unattainable for many reasons. I had many credit issues and my income wasn’t sustainable to afford a house. I worked hard and increased my income. Over time I rebuilt my credit, and began realizing that I could one day buy a home for my growing family. I contacted a local mortgage broker and also one of the large mortgage brokers on television. I found literally my dream home and both mortgage brokers failed me for a variety of reasons. One of the mortgage brokers had the gaul to tell me to fire my realtor. I contacted my original realtor and he introduced me to two “rainmakers” - Joe & Kayla! From the moment I spoke to Joe he told me to relax, trust him and he would get this deal done. I was extremely skeptical of Joe and Kayla initially - but I was turned around in matter of days. Joe and Kayla take a very systematic approach to each transaction and they have the home buying process down to an absolute science. I had my heart set on the home I am now living in. From when I placed my deposit down on this home I was thrown under the most aggressive schedule I’ve ever dealt with in my life due to the sellers pressure and no fault of Team Spisak. Team Spisak was extremely calm and from start to finish my transaction was approximately 28 days from when I put my deposit down to I was fully moved in. Team Spisak continues to support me and enlighten me. Joe is special because he actually showed up to my closing. The company who owns my mortgage found out I was shopping around to refinance at a lower rate - and they called me and refinanced on the spot. If you have any doubts about Team Spisak - call Joe or Kayla - and they will level with you in ways others will not. I owe Team Spisak lifetime friendship and business because they took a family approach to my situation & the entire market would have failed me. This is my first Christmas in my home and it would not have been possible without Team Spisak!
Laura Castelloni Patterson
Joe and his team were wonderful to with. They were extremely knowledgeable, available and patience. It was a great to have them apart of my home buying process!
Joe is a Lender that I can always count on. He gives my clients the best service every time. He knows how to make the whole process of obtaining a mortgage seem a little less daunting.
Tina Morgan Betancourt
Very easy to work with. Was done early with our file and followed through to the end! Thanks Joe!!
He is the best!! We are very thankful, Joe always was there to resolve our questions .
Best loan broker we have ever met and work with!!Very professional, helpful and is always there when you have a question! Makes process run smoothly and makes sure we are aware of everything!! And the best of all, he's a very friendly person to work with!
Very involved and engaged, thank you!
My husband and I used Joe for our first home and again 10 years later for our 2nd home. We've also refinanced with him. All I have to say is that I wouldn't go to anyone else but Joe. He's very professional, knowledgeable, hardworking, easy to talk to and really cares about his clients. Such a pleasant guy to work with. I give him 2 thumbs up...WAY UP!!